Ray started his business career in 1978 and brings a depth of experience in entrepreneurship, real estate and the financial services industry to help clients maximize their resources, reduce taxes and realize their ultimate goals and dreams using his proprietary process called, “The Orchestrate FORMula”.
When Ray works with clients, he sees the process as an orchestrated one that combines multiple disciplines, culminating purposefully, into a work of art . . . your life! His own father had worked decades to become a 7 figure a year cash flow entrepreneur, only to die at a fairly young age with nothing but debt to show for a lifetime of hard work primarily due to lack of a financial education and guidance. I vowed never to see that happen again to anyone, and through that experience, my passion for planning was born. No one’s life should end up a statistic, a financial negative!